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Articles > Dog InsuranceShould You Insure Your Older Dog ? Pet insurance is an option that you should consider if you own a dog, but it is a very important one if you have an older dog. Towards the end of its life, an older dog becomes very vulnerable to chronic diseases such as cancer, heart disease, arthritis, and kidney and liver problems. When this time comes, your vet bills will skyrocket, and caring for your old pal in the best way will become a real burden. For example, if an older dog suffers from arthritis, its owner may have to buy a ramp, a support harness, and medication all year round; he or she may have to spend close to $1,000. Equally, if an older dog gets cancer, it will need radiation therapy, which costs over $4,000. If you get older dog insurance, it will help you take care of the bills when your old friend needs an expensive treatment like the ones above. Nevertheless, insuring your older dog is not a piece of cake. Not all pet insurance companies offer dog insurance options for seniors, and in the ones that do, not all plans cover cancer. Cancer is the main cause of death among older dogs. One in every two old dogs dies of cancer, thus, make sure the pet insurance company you are considering has policies that cover this illness, otherwise, keep looking. Also take into account that the majority of insurance companies won’t cover your older dog’s pre-existing health conditions. Even if you find an insurance company that offers a good older dog insurance policy, you may discover that it is a lot more expensive than a policy for a younger dog, because seniors require much more expensive care. A good tip is to ask you vet where to get the best policy, however, you will have to do extensive research and get estimates from many insurance companies before you find the one that suits you best.
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